FEMA & RBI
Cross-border flows, LRS, ODI/FDI and RBI master directions.
RBI’s Biggest Currency-Market Intervention Since 2013: What the New 20% Foreign Exchange Risk Reserve Actually Requires
RBI’s 10 October 2026 currency-market package introduces a 20% cash Foreign Exchange Risk Reserve on FX hedges above USD 2 million and cuts the no-underlying-exposure derivative threshold from USD 100 million to USD 5 million. Prepared by Finoscape Editorial Team.
13 Oct 20267 min read
Read MoreRBI Raises Repo Rate to 5.50%: What It Really Means for Your EMI, Your Business and Your Bank’s FCNR Book
The RBI has raised the repo rate by 25 basis points to 5.50%. This analysis covers the EMI impact on home, car and business loans, sector-by-sector industry consequences, and why banks holding legacy FCNR deposits stand to benefit — with important caveats on swap cost dynamics.
7 Oct 20269 min read
Read MoreFEMA Export and Import Regulations 2026: What Changes from 1 October, Before and After
The FEMA (Export and Import of Goods and Services) Regulations 2026 take effect on 1 October 2026. Here is what the position was before and after, and how it affects exporters, importers and banks.
30 Sept 202610 min read
Read MoreExport Declaration Form for Service Exporters and Digital Creators: What Changes from 1 October 2026
From 1 October 2026 every exporter of services furnishes a monthly Export Declaration Form to the specified authority. Proceeds must be realised within 9 months. Here is who is covered and what to do.
29 Sept 202610 min read
Read MoreCalcutta High Court: A CC/OD Account Cannot Be Classified as NPA Without Actual 90-Day Overdue or “Out of Order” Status — SARFAESI Notice Quashed
The Calcutta High Court quashes a bank’s SARFAESI Section 13(2) notice, holding that a Cash Credit/Overdraft account cannot be classified as a Non-Performing Asset unless it is actually overdue for more than 90 days or genuinely “out of order.”
18 Aug 20264 min read
Read MoreTReDS Decoded: How Trade Receivables Discounting Is Quietly Fixing India’s MSME Cash-Flow Problem
Category: MSME & Trade Finance | Deep Dive · Prepared for Finoscape — India’s Daily Tax & Regulatory Intelligence Hub […]
11 Aug 202611 min read
Read MoreRBI’s Draft Foreign Investment Rules, 2026: NDI Rules Set for Ground-Up Rewrite
On 21 July 2026 (Press Release No. 2026-2027/726), the Reserve Bank of India released the draft Foreign Exchange Management (Foreign […]
6 Aug 20262 min read
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RBI Notifies FEMA (Guarantees) Regulations, 2026: Quarterly Form GRN Reporting Now Mandatory
RBI has replaced the year-2000 FEMA guarantee regulations with a 2026 framework that introduces mandatory quarterly reporting of cross-border guarantees in Form GRN, backed by Late Submission Fees for delay.
4 Aug 20262 min read
Read MoreFEMA Overseas Direct Investment 2022: The New Framework
When the Reserve Bank of India overhauled India’s overseas investment regulations in August 2022, it did not merely tweak the […]
8 May 20263 min read
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